Beaumont Houston Contact
Beaumont: 409-951-3900 Houston: 713-669-0234 Contact Us Provider Look Up Pay My Premium
Logo
☰ ˟
  • Business
    • Commercial Auto
    • Commercial Property
    • Commercial Umbrella
    • Client Advisory Services
    • General Liability
    • Investment and Retirement
    • Small Business Insurance
    • Workers' Comp
  • Employee Benefits
    • Employee Benefits
    • Member Resources
    • Ask Us About Alternative Funding
    • Reference Based pricing
    • Direct Contracting Options
  • Personal
    • Auto Insurance
    • Flood Insurance
    • Homeowners
    • Watercraft & Boat
    • Motorcycle Insurance
    • Personal Umbrella
    • Recreational Vehicle
    • Tenant Dwelling
  • Individual Health Plans
    • Individual Health Plans
  • Life
    • Life Overview
    • Whole Life
    • Universal Life
    • Term Life
    • Final Expense
  • Services
    • Ironwood Business Consulting
  • Blog
  • News
  • About Us
    • Our Story
    • Meet Our Team
    • Insurance Carriers
  • Contact Us
    • Contact Us
    • Our Location
Home > Blog > Do You Need Commercial Auto Insurance for Your At-Home Business?
TUESDAY, DECEMBER 27, 2022

Do You Need Commercial Auto Insurance for Your At-Home Business?

Insuring your business is a step all business owners should take. Perhaps you are a small business operating out of your home. You may have a side business that you do on the weekends. In these cases, it is common for business owners not to consider business insurance.a person driving a car

Yet, these businesses face risks. There is a need to maintain the proper level of financial protection against those risks. One area you may overlook is commercial auto insurance.

When Should You Maintain a Commercial Auto Insurance Plan?

Commercial auto insurance provides can protection business owners against instances that occur during the operation of your business in a vehicle.

For example, you may make pottery pieces and deliver them to your clients. But, what happens if you have an accident during a delivery? Commercial auto insurance can help protect your vehicle and your business assets.

This type of insurance works in various ways:

  • It can protect the vehicle from damage resulting from collisions, fires, and even theft. The property and collision insurance portion of the policy usually cover these perils.
  • It can protect against accidents. If you have an accident and damage another vehicle or property, the policy usually covers those losses. This is through the policy’s liability insurance.
  • It may help to protect your business equipment or supplies located in the vehicle. Commercial Auto insurance usually protects stolen or damaged contents. It can even protect your artwork you are selling. Most policies have a contents portion of coverage.

It is easy to think that nothing will happen. However, if an accident occurs, a standard auto insurance plan may not provide enough financial protection. Business insurance becomes critical in these instances. The good news is that commercial auto insurance tends to be affordable.

How to Secure the Right Policy

Work with your agent to understand what type and amount of coverage you need. The right commercial auto insurance is specific to the types of risks you have.

For example, a real estate agent may shuttle clients around. A plumber may maintain a significant amount of valuable tools in their vehicle. Your agent can help you to get the commercial auto insurance that you need at the right price. This helps to safeguard your business from risks.

J.S. Edwards & Sherlock can help you get commercial auto insurance to meet your needs. For more information, call us at 409-832-7736.

Posted 4:50 PM

Tags: commercial auto
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • home insurance(27)
  • business insurance(24)
  • insurance(24)
  • auto insurance(22)
  • commercial auto(2)
  • general liability insurance(2)
  • commercial(1)
  • liability insurance(1)
  • commercial property insurance(1)
  • coverage(1)
  • umbrella(1)
  • group health(1)
  • employee benefits(1)
  • liability(1)
  • workers compensation insurance(1)
  • benefits(1)
  • general(1)
  • commercial auto insurance(1)

View Mobile Version
Personal Insurance Auto Insurance Flood Insurance Homeowners Watercraft & Boat Motorcycle Personal Umbrella Recreational Vehicle Tenant Dwelling
Commercial Insurance Commercial Auto Commercial Property Commercial Umbrella Employee Benefits General Liability Investment and Retirement Small Business Insurance Workers' Comp

About Us Our Story Office Locations JSE Team Insurance Carriers Request a Quote File a Claim
Main Office 4155 Phelan Blvd Beaumont, TX 77707 409-832-7736 Fx: 409-833-1721
© Copyright 2023 JS Edwards & Sherlock Insurance. All rights reserved.