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Home > Business Insurance | Beaumont and Houston, TX

Business & Commercial Insurance


Business & Commercial Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Business Owners (BOP) Quote Form
Commercial Auto Insurance Quote
Employee Benefits Insurance Quote
Workers Compensation Quote

Business & Commercial Insurance Information

As a business owner, there are many responsibilities to consider on a daily basis. Considering potential risks and unforeseen incidents is one of those responsibilities. Having the right insurance coverages for your business can protect you from incurring significant costs related to unexpected incidents. Our agents at JS Edwards & Sherlock can help you learn more about your coverage options. agency owners

What Is Business Insurance? 

Business insurance refers to the different forms of insurance a business may need. Every company faces unique exposures, so each has varying insurance needs. However, there are a few standard policies many businesses carry, which can include the following:   

  • General liability insurance—This may provide coverage if your business is legally responsible for third-party property damage, another person’s bodily injury or advertising injuries.

  • Commercial property insurance— This coverage may help repair or replace your business’s building, equipment, inventory or property if they are damaged by events such as fires, burglaries or other named perils. 

  • Workers’ compensation insurance—This may provide coverage for medical expenses or lost wages if an employee suffers a work-related illness or injury.

  • Business income insurance—If a covered event temporarily closes your business, this coverage may help replace lost revenue, and it may help pay for items such as wages and taxes while you have halted operations.

  • Errors and omissions (E&O) insurance—This may provide coverage if claims of negligence or inadequate work are made by your clients.


Coverages can vary based on the needs of your business and its operations. Be sure to contact one of our agents to learn more about the right policies for your business. 

How Much Does Business Insurance Cost?  

The cost of business insurance will vary based on factors such as company size, industry and revenue, which can all impact your premium costs. To learn more about potential costs, contact our agency today for a quote. 

Reach Out 

If you are a business owner in the Beaumont, Texas, area, we are here to help. The experienced agents at JS Edwards & Sherlock are ready to assist you in learning more about potential coverage options so you can make the right decision on insurance for you and your business. 

Reach out to one of our agents today at 409-951-3900 to learn more about your policy options.  
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Main Office 4155 Phelan Blvd Beaumont, TX 77707 409-832-7736 Fx: 409-833-1721
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