Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
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Business & Commercial Insurance Information
As a business owner, there are many responsibilities to consider on a daily basis. Considering potential risks and unforeseen incidents is one of those responsibilities. Having the right insurance coverages for your business can protect you from incurring significant costs related to unexpected incidents. Our agents at JS Edwards & Sherlock can help you learn more about your coverage options.
What Is Business Insurance?
Business insurance refers to the different forms of insurance a business may need. Every company faces unique exposures, so each has varying insurance needs. However, there are a few standard policies many businesses carry, which can include the following:
Commercial property insurance— This coverage may help repair or replace your business’s building, equipment, inventory or property if they are damaged by events such as fires, burglaries or other named perils.
Workers’ compensation insurance—This may provide coverage for medical expenses or lost wages if an employee suffers a work-related illness or injury.
Business income insurance—If a covered event temporarily closes your business, this coverage may help replace lost revenue, and it may help pay for items such as wages and taxes while you have halted operations.
Errors and omissions (E&O) insurance—This may provide coverage if claims of negligence or inadequate work are made by your clients.
Coverages can vary based on the needs of your business and its operations. Be sure to contact one of our agents to learn more about the right policies for your business.
How Much Does Business Insurance Cost?
The cost of business insurance will vary based on factors such as company size, industry and revenue, which can all impact your premium costs. To learn more about potential costs, contact our agency today for a quote.
If you are a business owner in the Beaumont, Texas, area, we are here to help. The experienced agents at JS Edwards & Sherlock are ready to assist you in learning more about potential coverage options so you can make the right decision on insurance for you and your business.
Reach out to one of our agents today at 409-951-3900 to learn more about your policy options.