Commercial Umbrella Insurance

Protection that Goes Beyond Your Policy

Every company faces a certain amount of risk, no matter the industry that it may practice in or the nature of the service that it provides. As a business owner or executive, you know this all too well, which is why you’ve ensured that your company has insurance protection against liability claims. Yet have you ever taken a moment to think about how you would fare if the amount of damages facing your company were to exceed the limit of your insurance coverage?

What is Umbrella Insurance?

That’s where commercial umbrella insurance coverage kicks in. It offers you added protection if the cost to cover the damages resulting from a liability claim exceeds the amount of coverage that your insurance package covers. With it, you’re protected from having to absorb a potentially huge financial loss that could endanger your company’s future.

Understanding Umbrella Terms and Limitations

Umbrella insurance coverage typically applies to most aspects of your business, including the actions of your employees while on the job. Thus, it’s a vital piece of your company’s overall insurance plan. However, as is the case with all insurance policy provisions, it’s important that you understand the details of umbrella coverage.

We’re Here to Help You

You never want to be caught having to foot the bill on large liability claims. At the same time, you don’t want to be dedicating valuable company resources for added coverage that you don’t really need. Here at the J.S. Edwards & Sherlock Insurance Agency, we’re committed to working with you to help you find umbrella protection for your business needs. This offers you the peace-of-mind that comes with added protection along with the potential for cost savings. To learn more about umbrella coverage, call us today at 409.832.7736.