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JS Edwards & Sherlock Blog

View the latest blog posts from JS Edwards & Sherlock.

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Tuesday, January 27, 2026

The Top Five Myths About Commercial Property Insurance

Commercial property insurance is one of the most misunderstood areas of business coverage. Many owners assume they are protected, only to discover gaps after a loss occurs. Misconceptions often come from oversimplified explanations, outdated assumptions, or relying on personal insurance logic to protect commercial assets. READ MORE >>

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Tuesday, January 13, 2026

How AI Is Changing Homeowners Insurance and What It Means for You

At our agency, we believe homeowners deserve to understand not just what their insurance covers, but why coverage, pricing, and underwriting decisions change. One of the biggest drivers of change today is artificial intelligence. Insurance carriers are using AI more than ever to evaluate risk, price policies, and manage claims. READ MORE >>

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Wednesday, January 7, 2026

Personal Umbrella Insurance... A Needed Coverage

You’ve worked hard to earn your lifestyle. Add additional liability protection to your Auto, Home, Renters, or Condo policy. Personal Umbrella Liability coverage added to your other policies can protect you, your spouse, and any relatives living in your home for $1 million or more. Umbrella Protection READ MORE >>

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Monday, January 5, 2026

How Wrecks Affect Your Car Insurance Rates

Many drivers know that wrecks can affect their car insurance rates. But not everyone knows how or why. There are also different rules for how much your rates will go up depending on details of the accident. Why Do Car Insurance Rates Go Up After An Accident? READ MORE >>

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Wednesday, December 31, 2025

Five Ways Insurance Agents Should Educate Their Clients

From the desk of an experienced insurance professional In today’s complex insurance world, clients want more than a policy. They want clarity, confidence, and guidance. As an experienced insurance agent, I have learned that the most successful relationships come from empowering clients with knowledge. READ MORE >>

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Sunday, December 21, 2025

Five New Year Insurance Resolutions for 2026

A Smart Way to Protect Your Home Auto and Business As 2026 arrives many people create goals for healthier living stronger finances or better habits. This year is also the perfect time to focus on something often overlooked. Your insurance program. READ MORE >>

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Monday, December 15, 2025

The Effects of Severe Winter Weather in Texas

Texas is notorious for brutally hot summers, but winter weather in the Lone Star State can be just as extreme. And even worse, most areas in Texas are not equipped to deal with the hazards present during bouts of snow and ice. One cold snap and practically the whole state can shut down. READ MORE >>

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Wednesday, December 10, 2025

When Should You Update Your Commercial Insurance?

Commercial insurance is a vital part of protecting your business from various risks, but having the right coverage is only effective if it stays up to date. As your business evolves, so do your insurance needs. Here are key moments when you should consider updating your commercial insurance to ensure you’re adequately protected. READ MORE >>

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Monday, December 8, 2025

2025 Holiday Party Safety

Your personal or company holiday party was going great, and everyone was having a wonderful time.  Except one of the female employees said that a manager touched her and made un-wanted advances.   Holiday Party Safety 1.     Limit use of alcohol; offer two drink tickets per person. READ MORE >>

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Wednesday, November 19, 2025

10 Home Maintenance Measures That May Lower Insurance Costs

A well-maintained home is more than just a source of pride it can also save you money. Insurance companies reward homeowners who take proactive steps to reduce risk, and regular upkeep can help prevent costly claims before they happen. At our agency, we want to help you protect your home while keeping premiums as low as possible. READ MORE >>

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