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JS Edwards & Sherlock Blog

View the latest blog posts from JS Edwards & Sherlock.

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Monday, November 10, 2025

Trends Driving Insurance Costs

Trends Driving Insurance Costs As we move into 2026, insurance buyers including individuals, families, and businesses are facing a changing landscape. Several major forces are coming together to push premiums and out-of-pocket costs higher. Understanding these drivers helps consumers plan and employers prepare. READ MORE >>

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Friday, November 7, 2025

Tips Before Leaving on a Winter Trip

It may be time to take a winter vacation. Your family might be going to a ski resort, or escaping to warmer climates. Before you head off on a winter trip, there are many things you need to do before simply packing your suitcase.  Your home will be empty while you are gone. READ MORE >>

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Thursday, October 16, 2025

Insurance Tips for First-Time Homebuyers

As a first-time homebuyer, purchasing a home can be an exciting yet overwhelming experience. While you may be focused on securing a mortgage and finding the perfect home, it's essential not to overlook insurance. Here are some valuable insurance tips to consider: 1. Understand the Types of Insurance You Need READ MORE >>

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Wednesday, October 15, 2025

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Wednesday, October 8, 2025

Which Life Insurance Product is Best for You? A Comprehensive Guide

Choosing the right life insurance product is a critical decision that can significantly impact your financial security and peace of mind. With various options available, it’s essential to understand the differences and benefits of each type of life insurance to determine which one best suits your needs. READ MORE >>

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Tuesday, September 23, 2025

5 Reasons Independent Insurance Agents Bring Value

When it comes to choosing insurance, you want more than just a quick quote online. You want guidance, choice, and confidence that your coverage truly fits your needs. That is where an independent insurance agent provides real value. 1. Access to multiple companies An independent agent works with many insurance carriers, not just one. READ MORE >>

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Tuesday, September 9, 2025

Are You Prepared for the Claims Most Businesses Face?

Every business owner hopes they never have to file an insurance claim. However, the reality is that claims occur more frequently than most people expect. And when they do, it is not just about what went wrong it is about whether your coverage is there to catch you when it matters most. READ MORE >>

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Monday, September 1, 2025

How Life Insurance Can Cover End-of-Life Needs

Since life insurance is designed to provide for your beneficiaries after you pass, there are certain end of life expenses that it can help with, as well. Once you pass away, your family will bear the brunt of certain costs such as for a funeral, burial, and more. The right life insurance policy can help them pay for these expenses. READ MORE >>

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Wednesday, August 27, 2025

Why Are Commercial Insurance Premiums Increasing?

If your business has seen a rise in commercial insurance premiums lately, you’re not alone. Many business owners across industries are noticing higher costs at renewal even if they haven’t filed a claim. So, what’s driving the increase? READ MORE >>

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Monday, August 18, 2025

Is Pay-As-You-Go Auto Insurance Really Worth It?

With gas prices fluctuating and household budgets getting tighter, many drivers are looking for new ways to save on car insurance. One option gaining popularity is pay-as-you-go auto insurance, also known as usage-based or telematics insurance. But is it really worth it? READ MORE >>

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