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Home > Blog > JS Edwards & Sherlock Blog: insurance
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JS Edwards & Sherlock Blog: insurance

View the latest blog posts from JS Edwards & Sherlock.

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Tuesday, January 27, 2026

The Top Five Myths About Commercial Property Insurance

Commercial property insurance is one of the most misunderstood areas of business coverage. Many owners assume they are protected, only to discover gaps after a loss occurs. Misconceptions often come from oversimplified explanations, outdated assumptions, or relying on personal insurance logic to protect commercial assets. READ MORE >>

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Tuesday, January 13, 2026

How AI Is Changing Homeowners Insurance and What It Means for You

At our agency, we believe homeowners deserve to understand not just what their insurance covers, but why coverage, pricing, and underwriting decisions change. One of the biggest drivers of change today is artificial intelligence. Insurance carriers are using AI more than ever to evaluate risk, price policies, and manage claims. READ MORE >>

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Monday, January 5, 2026

How Wrecks Affect Your Car Insurance Rates

Many drivers know that wrecks can affect their car insurance rates. But not everyone knows how or why. There are also different rules for how much your rates will go up depending on details of the accident. Why Do Car Insurance Rates Go Up After An Accident? READ MORE >>

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Wednesday, November 19, 2025

10 Home Maintenance Measures That May Lower Insurance Costs

A well-maintained home is more than just a source of pride it can also save you money. Insurance companies reward homeowners who take proactive steps to reduce risk, and regular upkeep can help prevent costly claims before they happen. At our agency, we want to help you protect your home while keeping premiums as low as possible. READ MORE >>

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Monday, November 10, 2025

Trends Driving Insurance Costs

Trends Driving Insurance Costs As we move into 2026, insurance buyers including individuals, families, and businesses are facing a changing landscape. Several major forces are coming together to push premiums and out-of-pocket costs higher. Understanding these drivers helps consumers plan and employers prepare. READ MORE >>

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Thursday, October 16, 2025

Insurance Tips for First-Time Homebuyers

As a first-time homebuyer, purchasing a home can be an exciting yet overwhelming experience. While you may be focused on securing a mortgage and finding the perfect home, it's essential not to overlook insurance. Here are some valuable insurance tips to consider: 1. Understand the Types of Insurance You Need READ MORE >>

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Tuesday, September 23, 2025

5 Reasons Independent Insurance Agents Bring Value

When it comes to choosing insurance, you want more than just a quick quote online. You want guidance, choice, and confidence that your coverage truly fits your needs. That is where an independent insurance agent provides real value. 1. Access to multiple companies An independent agent works with many insurance carriers, not just one. READ MORE >>

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Tuesday, September 9, 2025

Are You Prepared for the Claims Most Businesses Face?

Every business owner hopes they never have to file an insurance claim. However, the reality is that claims occur more frequently than most people expect. And when they do, it is not just about what went wrong it is about whether your coverage is there to catch you when it matters most. READ MORE >>

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Monday, September 1, 2025

How Life Insurance Can Cover End-of-Life Needs

Since life insurance is designed to provide for your beneficiaries after you pass, there are certain end of life expenses that it can help with, as well. Once you pass away, your family will bear the brunt of certain costs such as for a funeral, burial, and more. The right life insurance policy can help them pay for these expenses. READ MORE >>

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Wednesday, August 27, 2025

Why Are Commercial Insurance Premiums Increasing?

If your business has seen a rise in commercial insurance premiums lately, you’re not alone. Many business owners across industries are noticing higher costs at renewal even if they haven’t filed a claim. So, what’s driving the increase? READ MORE >>

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