Personal Umbrella Insurance in Beaumont, TX

Personal umbrella insurance is designed to provide additional liability coverage beyond the limits of your existing home, auto or other personal insurance policies. We offer coverage options to help you cover unexpected costs.

What Are the Benefits of Personal Umbrella Insurance?

Personal umbrella coverage may offer the following advantages:

• Extra liability coverage can cover costs related to injuries or property damage if you’re held responsible.

• Enhanced coverage options may include incidents not covered by standard policies, such as libel, slander or accidents involving rental properties.

• Legal defense costs can help pay for legal fees and court costs if you’re involved in a lawsuit that exceeds your other policy limits.

Who Should Get this Policy?

Anyone who wants to address costly liability risks and future financial obligations may benefit from umbrella insurance. This coverage is beneficial for those who:

• Own a home, rental property or significant assets

• Have a swimming pool, trampoline, or regularly host gatherings

• Travel frequently or have teenage drivers in the household

• Serve on a board, volunteer or participate in community organizations

• Engage in activities that may increase the risk of personal liability claims

How Much Coverage Do I Need?

The right amount of coverage may depend on your net worth, lifestyle and potential risks. Review your assets and consider your exposure to liability claims to determine a policy limit that aligns with your financial situation.

How Our Team Helps Texas Residents

At JS Edwards & Sherlock, our team works closely with you to assess your risks and recommend appropriate coverage options. Contact us to learn more and get a free quote.