Contractors Insurance in Beaumont and Houston, TX

Contractors are often exposed to various risks, including job site accidents, property damage and equipment theft. Without the right insurance, these events can lead to costly setbacks.

What Types of Coverage Do Texas Contractors Need?

JS Edwards & Sherlock offers various insurance options that can address the specific needs of general contractors, subcontractors and specialty trades in Texas. Our agents may recommend the following:

• General liability insurance for third-party claims of bodily injury, property damage or personal and advertising injury

• Builder’s risk insurance for damage to buildings and materials during construction or renovation projects

• Workers’ compensation insurance for employees who suffer work-related injuries or illnesses

• Commercial auto insurance for vehicles used for work-related tasks

• Tools and equipment insurance for damage or loss of valuable tools and machinery

• Business interruption insurance for when your operations are temporarily halted due to covered events

• Commercial umbrella insurance for extending the limits of underlying liability policies, such as general liability, commercial auto and employer’s liability

• Cyber insurance for data breaches, cyberattacks and other cyber incidents affecting sensitive business or client information

Who Needs Contractors Insurance?

Contractors insurance can be valuable for general contractors, subcontractors or specialty trade professionals. Many clients and project owners in Texas require proof of insurance before work begins, making coverage essential for securing contracts and building trust.

We’re Here to Help

JS Edwards & Sherlock is dedicated to helping contractors in Beaumont and Houston, TX navigate their insurance options. We take the time to understand your business, assess your risks and recommend suitable coverage. Contact us today to speak with one of our agents or request a personalized quote.